Collectively as an office, we’ve seen just about every way you could possibly write the insurance section of your CC&Rs. We’ve seen crystal clear CC&Rs, extremely vague CC&Rs and everything in between. We are a great resource if you’re looking to re-write the CC&Rs or you’re just looking for clarification. A lot of Property policies are written on a Following Form basis meaning the CC&Rs dictate how coverage is afforded to individual units. Make sure you understand how your CC&Rs are written now so you don’t have any surprises at the time of loss. We offer this service free of charge.

Please contact Patrick Lyons if you need a CC&R review. Direct line (650) 837-0071 or plyons@hoainsurance.net